FAQ
Got Questions?
Frequently Asked Questions
General Questions
How does owner financing work for land?
Shop on website for our inventory. Once you decide on a property, you can contact us to pay at least 50% of the down payment. This will take the property off the market and place it pending. Bring the rest of the down payment owed at closing! There is no credit score required and we will use your income to qualify you
Do I need good credit to qualify?
Not at all! We based the approval on your income!
What are your interest rates and terms?
We offer a no haggle rate of 12.99%! there are no prepayment penalties with our financing. The length of term will vary depending on the property.
How fast can I close on a property?
You can take possession and receive the deed as fast as a week!
How do I get started?
Call 832-604-0089 now! We will direct on how to start your purchase process.
How do I reserve a property?
You can pay 50% of the down payment to take your property off the market! We accept zelle, cash app, bank wire, or cash. Call 832-604-0089 and we can get this setup for you right away!
Can I apply right now?
Yes! Email [email protected] or call 832-604-0089!
Who do I contact to move forward?
Call 832-604-0089
Can you send me available deals?
Yes! Provide your first name, cell phone, and good email address and we will send you a link to our inventory!
Payment & Qualification
What income do I need to qualify?
Generally speaking, we’d like to see your monthly gross income to be at least 4 times the amount of the monthly payment of your land.
Can I qualify if I’m self-employed?
Yes absolutely!
What documents do I need to apply?
One valid form of government issued photo id, recent utility bill of your homestead address, and one month of recent paystubs or 6 months of recent bank statements!
Can I get approved with no credit or bad credit?
Yes absolutely!
How much would my monthly payment be?
Reference our property listings or call 832-604-0089 now and we will get you the numbers!
Property-Specific Questions
What land do you currently have available?
See our inventory tab for all our properties available.
Where are your properties located?
We sell currently in texas only! A majority of our properties are in southeast/east texas. Reference our inventory tab to see!
Are the properties unrestricted?
But this will vary depending on the property. Call us now 832-604-0089 to find out if the property you are interested is unrestricted!
Can I build a home or put a mobile home on the land?
You are able to build a home or bring a mobile home on most of our land for sale. Call 832-604-0089 to get specific details on the property you are interested in!
Do the properties have utilities (water, electric, septic)?
Call 832-604-0089 now and we will get you this information! This will vary depending on the property.
Ownership & Legal
Will the property be in my name?
Yes it will!
When do I receive the deed?
At closing! The closing can generally take place as fast as one week after you pay your deposit.
Is this a contract for deed or a note and deed of trust?
We use a note and deed of trust on our transactions. We do not do a contract for deed.
Do you close through a title company?
We generally close directly with our buyers to save them on closing costs.
Deal Structure & Flexibility
Can I pay off the loan early?
Yes you can!
Is there a prepayment penalty?
No there is no prepayment penalty!
Can I refinance later?
Yes of course!
What happens if I miss a payment?
We do provide a grace period, call 832-604-0089 for details!
Can I pay extra toward principal?
Yes of course!
Trust & Credibility
Where is your company located?
22503 Katy Freeway Suite 63, Katy, TX 77450, please call 832-604-0089 to set up an appointment if youd like to meet in person!
Are you a legit business?
Yes! We’ve been in the land business for more than 2 years now!
Can I talk to someone on the phone?
Absolutely! Please call 832-604-0089
How many deals have you done?
We have helped over 50 customers become land owners!
Email Address
Phone Number
+1 832-604-0089
Office Address
801 FM 1463 STE 200 #354
Katy, TX 77494
LandFin
Making land ownership simple, accessible, and stress-free with easy owner financing. No credit check required.
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